Welcome to Indie Investing
May 15, 2026
A short newsletter about indexing, behaviour, and the boring math — for builders who'd rather their portfolio mostly ran itself.
A weekly Substack for builders running their own portfolios — index funds, asset allocation, behavioural traps, and the boring math that wins.
Subscribe →Most personal-finance writing is either too breezy to act on or too academic to read. Indie Investing splits the difference: one short post a week, evidence-led, written for builders who want their portfolio to mostly run itself.
No stock tips, no get-rich-quick. The boring math has done the work for a hundred years. We'll spend most of our time making sure you don't get in its way.
What you'll get
Stock/bond splits, factor tilts, geographic mix. Where the marginal dollar should actually go.
The cognitive failures that cost you 2% a year. Pre-committed rules to disarm each one.
Compounding, expected returns, fee drag. Plain-English models with the spreadsheets attached.
May 15, 2026
A short newsletter about indexing, behaviour, and the boring math — for builders who'd rather their portfolio mostly ran itself.
May 8, 2026
Three things Jack Bogle was right about and one thing he probably wasn't — for builders deciding whether to do anything beyond a total-market index.
“The investor's chief problem — and his worst enemy — is likely to be himself.”
Is this financial advice?
No. It's an opinionated newsletter written by a builder, not a regulated advisor. Treat it like a starting point for your own thinking — and talk to someone licensed before doing anything load-bearing.
How often does it publish?
Roughly three posts a month, every other week. Quality over cadence: if a piece isn't ready it doesn't ship.
What's the cost?
Free. Substack pays the bills via paid subscribers who want the spreadsheets and the deeper math — but every essay is readable without paying.
Free. No spam. Unsubscribe in one click. Built to be the only finance newsletter you read.
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